/* Layout: inputs in a left column, the timeline chart pinned on the right at wide widths; stacks on narrow screens. */
:root {
  --bg: #f4f6f5;
  --panel: #ffffff;
  --field: #fbfcfc;
  --ink: #15191c;
  --ink-2: #4a5358;
  --muted: #7a8388;
  --line: #dde2e0;
  --grid: #e7eae8;
  --accent: #1d4e63;
  --accent-soft: #e3edf1;
  --accent-ink: #ffffff;
  --danger: #b83434;
  --good: #006300;
  --s-income: #1baf7a;
  --s-expense: #eb6834;
  --s-net: #2a78d6;
  --s-pension: #4a3aa7;
  --font-ui: "Schibsted Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-num: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace;
  --r: 8px;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0f1214; --panel: #171b1e; --field: #121619; --ink: #eef1f0; --ink-2: #b6bec1;
    --muted: #848d91; --line: #2a3134; --grid: #232829; --accent: #86b9cd; --accent-soft: #1c2d35;
    --accent-ink: #0c1a20; --danger: #e66767; --good: #0ca30c;
    --s-income: #199e70; --s-expense: #d95926; --s-net: #3987e5; --s-pension: #9085e9; color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #0f1214; --panel: #171b1e; --field: #121619; --ink: #eef1f0; --ink-2: #b6bec1;
  --muted: #848d91; --line: #2a3134; --grid: #232829; --accent: #86b9cd; --accent-soft: #1c2d35;
  --accent-ink: #0c1a20; --danger: #e66767; --good: #0ca30c;
  --s-income: #199e70; --s-expense: #d95926; --s-net: #3987e5; --s-pension: #9085e9; color-scheme: dark;
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
body { background: var(--bg); color: var(--ink); font: 15px/1.5 var(--font-ui); }
.wrap { max-width: 1320px; margin: 0 auto; padding: 16px 20px 40px; display: grid; gap: 14px; }
header.top { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 20px; }
h1 { font-size: 1.3rem; line-height: 1.2; margin: 0; letter-spacing: -0.01em; }
.toolbar { display: flex; flex-wrap: wrap; gap: 6px; align-items: center; }
button.btn.sm { padding: 4px 10px; font-size: 0.8rem; }
.layout { display: grid; gap: 24px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 1100px) {
  .layout { grid-template-columns: minmax(0, 540px) minmax(0, 1fr); align-items: start; }
  .results { position: sticky; top: calc(env(safe-area-inset-top, 0px) + 16px); }
}
.inputs { display: grid; gap: 16px; min-width: 0; }
section.card { background: var(--panel); border: 1px solid var(--line); border-radius: var(--r); padding: 18px; display: grid; gap: 14px; min-width: 0; }
.card-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; }
h2 { font-size: 1.05rem; margin: 0; }
.hint { margin: 2px 0 0; color: var(--muted); font-size: 0.85rem; }
label { display: grid; gap: 4px; font-size: 0.78rem; color: var(--ink-2); letter-spacing: 0.02em; min-width: 0; }
input, select {
  font: 0.95rem var(--font-ui); color: var(--ink); background: var(--field);
  border: 1px solid var(--line); border-radius: 6px; padding: 7px 9px; width: 100%; min-width: 0;
}
input[type="number"] { font-family: var(--font-num); font-size: 0.9rem; }
input:focus-visible, select:focus-visible, button:focus-visible, summary:focus-visible {
  outline: 2px solid var(--accent); outline-offset: 1px;
}
input.invalid { border-color: var(--danger); }
/* Settings: a summary button in the header opens a pane that slides in from the right. */
.settings-trigger {
  display: inline-flex; align-items: center; gap: 10px; max-width: 100%; min-width: 0; cursor: pointer;
  background: var(--panel); border: 1px solid var(--line); border-radius: 99px; padding: 4px 6px 4px 12px;
  font: 0.82rem var(--font-ui); color: var(--ink-2);
}
.settings-trigger:hover, .settings-trigger[aria-expanded="true"] { border-color: var(--accent); }
.plan-summary { display: inline-flex; flex-wrap: wrap; gap: 2px 10px; min-width: 0; font-variant-numeric: tabular-nums; }
.plan-summary b { color: var(--ink); font-weight: 500; }
.plan-summary .warn { color: var(--danger); }
@media (max-width: 560px) { .plan-summary { display: none; } .settings-trigger { padding-left: 8px; } }
.gear { display: grid; place-items: center; width: 20px; height: 20px; color: var(--accent); }
.gear svg { width: 16px; height: 16px; }
.gear-label {
  font-weight: 500; color: var(--accent-ink); background: var(--accent); border-radius: 99px; padding: 3px 10px; margin-left: -6px;
}
.settings-pane {
  position: fixed; z-index: 40; top: 0; right: 0; bottom: 0; width: min(340px, 100vw);
  background: var(--panel); border-left: 1px solid var(--line); box-shadow: -18px 0 40px rgba(0, 0, 0, 0.16);
  display: grid; grid-template-rows: auto minmax(0, 1fr);
  padding-top: env(safe-area-inset-top, 0px); padding-bottom: env(safe-area-inset-bottom, 0px);
}
@media (prefers-reduced-motion: no-preference) {
  .settings-pane:not([hidden]) { animation: pane-in 200ms ease-out; }
  @keyframes pane-in { from { transform: translateX(24px); opacity: 0.6; } to { transform: none; opacity: 1; } }
}
.pane-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 14px 16px; border-bottom: 1px solid var(--line); }
.pane-body { overflow: auto; padding: 14px 16px 20px; display: grid; gap: 22px; align-content: start; }
.pane-group { display: grid; gap: 10px; }
.pane-group h3 { margin: 0; font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); font-weight: 500; }
.pane-group h3 + .pane-actions { margin-top: -2px; }
.pane-actions + h3 { margin-top: 8px; }
.set-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 12px; }
.set-grid .span-2 { grid-column: 1 / -1; }
.set-grid input, .set-grid select { padding: 6px 8px; }
.pane-actions { display: flex; flex-wrap: wrap; gap: 8px; }
.pane-actions .btn { flex: 1; }
button.btn.danger { color: var(--danger); }
button.btn.danger:hover { border-color: var(--danger); }
.grid-2 { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr)); }
.rows { display: grid; gap: 10px; }
.row { display: grid; gap: 10px; padding: 12px; border: 1px solid var(--line); border-radius: 6px; background: var(--bg); position: relative; }
/* Compact savings list: one line per account under a single column header. */
.savings-cols { display: grid; grid-template-columns: 82px minmax(0, 1fr) 104px 68px 60px 26px; gap: 6px; align-items: center; }
.type-chip {
  font: 600 0.66rem var(--font-ui); letter-spacing: 0.05em; text-transform: uppercase; cursor: pointer; color: var(--ink);
  border: 1px solid transparent; border-radius: 99px; padding: 3px 6px; width: 100%;
}
.type-chip:hover { border-color: var(--line); }
.type-chip.cash { background: color-mix(in srgb, var(--s-income) 20%, transparent); }
.type-chip.brokerage { background: color-mix(in srgb, var(--s-net) 18%, transparent); }
.type-chip.pension { background: color-mix(in srgb, var(--s-pension) 22%, transparent); }
.draw-list .dt { font-size: 0.66rem; color: var(--muted); margin-left: 6px; text-transform: uppercase; letter-spacing: 0.05em; }
.list-head { font-size: 0.7rem; letter-spacing: 0.05em; text-transform: uppercase; color: var(--muted); padding-bottom: 4px; margin-bottom: -10px; }
#savings-rows { gap: 0; border-top: 1px solid var(--line); }
.row-savings { padding: 8px 0; border: 0; border-bottom: 1px solid var(--line); border-radius: 0; background: transparent; }
.row-savings input { padding: 4px 7px; font-size: 0.86rem; border-radius: 5px; }
.row-savings input[type="number"] { font-size: 0.84rem; }
.draw-wrap { gap: 6px; }
.draw-btn .draw-on { color: var(--accent); }
.tip-pop.draw-pop { left: auto; right: 0; width: min(330px, calc(100vw - 48px)); padding: 12px; display: grid; gap: 10px; color: var(--ink); }
.draw-head { font-size: 0.86rem; padding-right: 24px; }
.draw-seg { justify-self: start; }
.draw-seg button { padding: 5px 10px; font-size: 0.8rem; }
.draw-hint { margin: 0; font-size: 0.8rem; color: var(--muted); }
.draw-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 4px; max-height: 300px; overflow: auto; counter-reset: draw; }
.draw-list li {
  counter-increment: draw; display: grid; grid-template-columns: 22px minmax(0, 1fr) auto; align-items: center; gap: 6px;
  padding: 4px 4px 4px 6px; border: 1px solid var(--line); border-radius: 6px; background: var(--field); font-size: 0.84rem; cursor: grab;
}
.draw-list li::before { content: counter(draw); font: 500 0.72rem var(--font-num); color: var(--muted); text-align: center; }
.draw-list li.dragging { opacity: 0.45; }
.draw-list li.drop-before { box-shadow: 0 -2px 0 var(--accent); }
.draw-list li.drop-after { box-shadow: 0 2px 0 var(--accent); }
.draw-list .dn { min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.draw-list .dp { font-size: 0.68rem; letter-spacing: 0.05em; text-transform: uppercase; font-weight: 600; margin-left: 6px; padding: 1px 6px; border-radius: 99px; }
.draw-list .dp.growth { background: color-mix(in srgb, var(--s-income) 20%, transparent); }
.draw-list .dp.principal { background: color-mix(in srgb, var(--s-net) 18%, transparent); }
.draw-list .mv { display: inline-flex; gap: 2px; }
.draw-list .mv button { width: 24px; height: 22px; padding: 0; border: 1px solid var(--line); border-radius: 4px; background: var(--panel); color: var(--ink-2); cursor: pointer; font-size: 0.7rem; }
.draw-list .mv button:disabled { opacity: 0.35; cursor: default; }
.draw-list .mv button:not(:disabled):hover { border-color: var(--accent); color: var(--accent); }
.draw-foot { display: flex; justify-content: flex-end; }
.mini.saving { background: color-mix(in srgb, var(--s-net) 14%, var(--field)); }
/* Compact expense/income entries: a divided list, two short lines each. */
#flow-rows { gap: 0; border-top: 1px solid var(--line); }
.row-flow { display: grid; gap: 5px; padding: 8px 0; border: 0; border-bottom: 1px solid var(--line); border-radius: 0; background: transparent; }
.row-flow input, .row-flow select { padding: 4px 7px; font-size: 0.86rem; border-radius: 5px; }
.row-flow input[type="number"] { font-size: 0.84rem; }
.flow-main { display: grid; grid-template-columns: auto minmax(0, 1fr) 96px 96px auto auto; gap: 6px; align-items: center; }
.opts-btn {
  position: relative; width: 28px; height: 28px; display: grid; place-items: center; padding: 0; cursor: pointer;
  border: 1px solid var(--line); border-radius: 5px; background: var(--field); color: var(--muted);
}
.opts-btn:hover, .opts-btn[aria-expanded="true"] { color: var(--accent); border-color: var(--accent); }
.opts-btn.set { color: var(--accent); }
.opts-btn.set::after {
  content: ""; position: absolute; top: -3px; right: -3px; width: 8px; height: 8px; border-radius: 50%;
  background: var(--accent); box-shadow: 0 0 0 2px var(--panel);
}
.opts-btn svg { width: 15px; height: 15px; }
.flow-pop {
  position: absolute; z-index: 20; top: calc(100% - 4px); right: 30px; width: 280px;
  background: var(--panel); border: 1px solid var(--line); border-radius: 8px; padding: 10px 12px 12px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18); display: grid; gap: 8px;
}
.flow-pop-head { display: flex; justify-content: space-between; align-items: center; font-size: 0.78rem; color: var(--muted); letter-spacing: 0.04em; text-transform: uppercase; }
.flow-pop label { font-size: 0.75rem; }
.flow-pop input { padding: 4px 7px; font-size: 0.84rem; }
.flow-pop .blank { color: var(--muted); font-size: 0.72rem; letter-spacing: 0; }
.pop-field { display: grid; gap: 4px; }
.date-row { display: flex; align-items: center; gap: 6px; min-height: 30px; }
.date-row input { flex: 1; min-width: 0; }
.ret-btn {
  flex: none; font: 500 0.72rem var(--font-ui); color: var(--accent); background: transparent; cursor: pointer; white-space: nowrap;
  border: 1px dashed var(--accent); border-radius: 99px; padding: 3px 8px;
}
.ret-btn:hover { background: var(--accent-soft); }
.ret-pill {
  display: inline-flex; align-items: center; gap: 6px; font: 500 0.82rem var(--font-ui); color: var(--ink);
  background: var(--accent-soft); border: 1px solid var(--accent); border-radius: 99px; padding: 3px 4px 3px 10px;
}
.ret-pill button {
  border: 0; background: transparent; color: var(--accent); cursor: pointer; width: 18px; height: 18px; padding: 0;
  border-radius: 50%; display: grid; place-items: center; font-size: 0.95rem; line-height: 1;
}
.ret-pill button:hover { background: color-mix(in srgb, var(--accent) 18%, transparent); }
.flow-pop-foot { display: flex; justify-content: space-between; gap: 8px; }
.flow-pop-foot .btn { padding: 4px 10px; font-size: 0.8rem; }
.kind-chip {
  font: 600 0.68rem var(--font-ui); letter-spacing: 0.05em; text-transform: uppercase; cursor: pointer;
  border: 1px solid transparent; border-radius: 99px; padding: 3px 8px; min-width: 64px; color: var(--ink);
}
.kind-chip.expense { background: color-mix(in srgb, var(--s-expense) 20%, transparent); }
.kind-chip.income { background: color-mix(in srgb, var(--s-income) 22%, transparent); }
.kind-chip:hover { border-color: var(--line); }
@media (max-width: 520px) {
  .savings-cols { grid-template-columns: 76px minmax(0, 1fr) 60px 52px 26px; }
  .row-savings .type-chip { grid-row: 1; grid-column: 1; }
  .row-savings .s-name { grid-row: 1; grid-column: 2 / 5 !important; }
  .row-savings .s-remove { grid-row: 1; grid-column: 5 !important; }
  .row-savings [data-k="balance"] { grid-row: 2; grid-column: 1 / 3; }
  .row-savings [data-k="growth"] { grid-row: 2; grid-column: 3; }
  .row-savings [data-k="tax"] { grid-row: 2; grid-column: 4; }
  .list-head.savings-cols { display: none; }
  .flow-main { grid-template-columns: auto minmax(0, 1fr) auto auto; }
  .flow-main .f-amount { grid-column: 1 / 3; }
  .flow-main .f-freq { grid-column: 3 / 5; width: 104px; }
  .flow-main .opts-btn { grid-row: 1; grid-column: 3; }
  .flow-main .f-remove { grid-row: 1; grid-column: 4; }
  .flow-pop { right: 0; top: 40px; }
}
.seg { display: inline-flex; border: 1px solid var(--line); border-radius: 6px; overflow: hidden; background: var(--field); }
.seg button { border: 0; border-radius: 0; background: transparent; color: var(--ink-2); padding: 7px 10px; font: 500 0.82rem var(--font-ui); cursor: pointer; }
.seg button + button { border-left: 1px solid var(--line); }
.seg button[aria-pressed="true"] { background: var(--accent); color: var(--accent-ink); }
button.btn { font: 500 0.88rem var(--font-ui); border: 1px solid var(--line); background: var(--panel); color: var(--ink); border-radius: 6px; padding: 7px 12px; cursor: pointer; }
button.btn:hover { border-color: var(--accent); }
button.btn.primary { background: var(--accent); color: var(--accent-ink); border-color: var(--accent); }
button.icon { width: 26px; height: 26px; display: grid; place-items: center; border: 1px solid transparent; background: transparent; color: var(--muted); border-radius: 5px; cursor: pointer; font-size: 1.1rem; line-height: 1; padding: 0; }
button.icon:hover { color: var(--danger); border-color: var(--line); background: var(--panel); }
.add-row { justify-self: start; }
.pill { display: inline-block; font-size: 0.72rem; font-weight: 500; letter-spacing: 0.04em; text-transform: uppercase; padding: 2px 8px; border-radius: 99px; }
.pill.income { background: color-mix(in srgb, var(--s-income) 18%, transparent); color: var(--ink); }
.pill.expense { background: color-mix(in srgb, var(--s-expense) 18%, transparent); color: var(--ink); }
.errors { color: var(--danger); font-size: 0.88rem; margin: 0; }

.results { display: grid; gap: 16px; min-width: 0; }
.tiles { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); }
.tile { background: var(--panel); border: 1px solid var(--line); border-radius: var(--r); padding: 12px 14px; display: grid; gap: 2px; align-content: start; }
.tile .k { font-size: 0.75rem; color: var(--muted); letter-spacing: 0.04em; text-transform: uppercase; }
.tile .v { font: 500 1.3rem var(--font-num); letter-spacing: -0.02em; }
.tile .d { font-size: 0.8rem; color: var(--ink-2); }
.tile.warn .v { color: var(--danger); }
.tile.ok .v { color: var(--good); }
.chart-card { position: relative; background: var(--panel); border: 1px solid var(--line); border-radius: var(--r); padding: 16px; display: grid; gap: 12px; min-width: 0; }
.sample-tag {
  position: absolute; top: -11px; right: 14px; z-index: 5; display: inline-flex; align-items: center; gap: 6px;
  padding: 2px 4px 2px 9px; border-radius: 99px; border: 1px dashed var(--accent);
  background: var(--accent-soft); color: var(--accent); font: 600 0.68rem var(--font-ui); letter-spacing: 0.06em; text-transform: uppercase;
}
.sample-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }
.sample-tag button {
  border: 0; background: transparent; color: var(--accent); cursor: pointer; font-size: 0.9rem; line-height: 1;
  width: 16px; height: 16px; padding: 0; border-radius: 50%; display: grid; place-items: center;
}
.sample-tag button:hover { background: color-mix(in srgb, var(--accent) 18%, transparent); }
@media (prefers-reduced-motion: no-preference) {
  .sample-tag:not([hidden]) { animation: tag-in 240ms ease-out; }
  @keyframes tag-in { from { transform: translateY(4px); } to { transform: none; } }
}
.chart-head { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px 16px; align-items: center; }
.legend { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 0.85rem; color: var(--ink-2); }
.legend span { display: inline-flex; align-items: center; gap: 6px; }
.legend i { width: 14px; height: 3px; border-radius: 2px; display: inline-block; }
.legend i.dash { background: repeating-linear-gradient(90deg, var(--muted) 0 4px, transparent 4px 7px) !important; height: 2px; }
.chart-box { position: relative; height: clamp(300px, 46vh, 460px); }
.chart-empty { position: absolute; inset: 0; display: grid; place-items: center; text-align: center; color: var(--muted); padding: 16px; }
details.table { border-top: 1px solid var(--line); padding-top: 10px; }
details.table summary { cursor: pointer; color: var(--ink-2); font-size: 0.88rem; }
.table-scroll { overflow-x: auto; max-height: 340px; overflow-y: auto; margin-top: 8px; }
table { border-collapse: collapse; width: 100%; font-size: 0.85rem; font-variant-numeric: tabular-nums; }
th, td { padding: 6px 10px; text-align: right; border-bottom: 1px solid var(--grid); white-space: nowrap; }
th:first-child, td:first-child, th:nth-child(2), td:nth-child(2) { text-align: left; }
thead th { position: sticky; top: 0; background: var(--panel); color: var(--muted); font-weight: 500; font-size: 0.75rem; letter-spacing: 0.04em; text-transform: uppercase; }
td { font-family: var(--font-num); }
td.neg { color: var(--danger); }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
td.info-cell { padding: 4px 8px; text-align: center; }
.info-btn {
  width: 20px; height: 20px; border-radius: 50%; border: 1px solid var(--line); background: var(--field);
  color: var(--ink-2); font: italic 600 11px/1 Georgia, "Times New Roman", serif; cursor: pointer; padding: 0;
  display: inline-grid; place-items: center;
}
.info-btn:hover { border-color: var(--accent); color: var(--accent); }
.add-mini { display: flex; gap: 6px; margin-left: auto; }
.mini {
  font: 600 0.72rem var(--font-ui); letter-spacing: 0.03em; color: var(--ink); cursor: pointer; white-space: nowrap;
  border: 1px solid var(--line); border-radius: 99px; padding: 3px 9px; background: var(--field);
}
.mini.expense { background: color-mix(in srgb, var(--s-expense) 14%, var(--field)); }
.mini.income { background: color-mix(in srgb, var(--s-income) 16%, var(--field)); }
.mini:hover { border-color: var(--accent); }
.head-tip { position: relative; display: flex; align-items: center; gap: 8px; }
.tip-pop {
  position: absolute; z-index: 25; top: calc(100% + 6px); left: 0; width: min(340px, calc(100vw - 64px));
  background: var(--panel); border: 1px solid var(--line); border-radius: 8px; padding: 10px 34px 10px 12px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18); font-size: 0.85rem; color: var(--ink-2);
}
.tip-pop p { margin: 0; }
.tip-pop .icon { position: absolute; top: 6px; right: 6px; }
dialog.modal.io { width: min(560px, calc(100vw - 32px)); }
.io-file { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; }
.io-file .hint { margin: 0; }
.io-pick { display: inline-block; font-size: 0.85rem; color: var(--ink); letter-spacing: 0; }
.io-file input:focus-visible + .hint { outline: 2px solid var(--accent); }
#io-text {
  width: 100%; min-height: 220px; resize: vertical; font: 0.78rem/1.45 var(--font-num); color: var(--ink);
  background: var(--field); border: 1px solid var(--line); border-radius: 6px; padding: 8px 10px;
}
#io-text:focus-visible { outline: 2px solid var(--accent); outline-offset: 1px; }
.io-csv { display: grid; gap: 8px; }
.io-csv p { margin: 0; }
.io-cols { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 8px; }
.io-cols code { font: 0.78rem var(--font-num); background: var(--field); border: 1px solid var(--line); border-radius: 4px; padding: 2px 6px; overflow-wrap: anywhere; }
.io-merge { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px 18px; }
.io-merge label { display: inline-flex; align-items: center; gap: 6px; font-size: 0.86rem; color: var(--ink); letter-spacing: 0; }
.io-merge input { width: auto; accent-color: var(--accent); }
.io-actions { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 8px 12px; }
.io-actions .hint { margin: 0; }
.errors:empty { display: none; }
.toast {
  position: fixed; left: 50%; transform: translateX(-50%); bottom: calc(env(safe-area-inset-bottom, 0px) + 20px); z-index: 50;
  background: var(--ink); color: var(--bg); padding: 8px 14px; border-radius: 6px; font-size: 0.88rem;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2); max-width: calc(100vw - 32px);
}
dialog.modal {
  padding: 0; border: 1px solid var(--line); border-radius: 10px; background: var(--panel); color: var(--ink);
  width: min(720px, calc(100vw - 32px)); max-height: calc(100vh - 48px); box-shadow: 0 18px 50px rgba(0, 0, 0, 0.25);
}
dialog.modal::backdrop { background: rgba(10, 16, 20, 0.45); }
.dlg { display: grid; grid-template-rows: auto minmax(0, 1fr); max-height: calc(100vh - 50px); }
.dlg-head { display: flex; justify-content: space-between; align-items: start; gap: 12px; padding: 16px 18px 12px; border-bottom: 1px solid var(--line); }
.dlg-close { font-size: 1.4rem; width: 32px; height: 32px; color: var(--ink-2); }
.dlg-close:hover { color: var(--ink); }
.dlg-body { overflow: auto; padding: 14px 18px 18px; display: grid; gap: 18px; }
.calc-head-main { min-width: 0; }
.calc-head-main .hint { margin: 2px 0 0; }
.calc-nav { display: flex; align-items: center; gap: 6px; flex: none; }
.calc-nav .btn:disabled { opacity: 0.4; cursor: default; }
.badge { font: 600 0.66rem var(--font-ui); letter-spacing: 0.06em; text-transform: uppercase; padding: 2px 8px; border-radius: 99px; }
.badge.ret { background: var(--accent-soft); color: var(--accent); border: 1px dashed var(--accent); }
#calc-badges:empty { display: none; }
.mk { display: inline-block; width: 4px; height: 14px; border-radius: 2px; margin-right: 8px; vertical-align: -2px; flex: none; }
.mk.inc { background: var(--s-income); }
.mk.exp { background: var(--s-expense); }
.mk.net { background: var(--s-net); }
.calc-summary { display: grid; gap: 12px; }
.verdict { justify-self: start; font-size: 0.85rem; font-weight: 500; padding: 4px 10px; border-radius: 6px; }
.verdict.good { background: color-mix(in srgb, var(--good) 14%, transparent); color: var(--good); }
.verdict.draw { background: color-mix(in srgb, var(--s-expense) 16%, transparent); color: var(--ink); }
.verdict.bad { background: color-mix(in srgb, var(--danger) 14%, transparent); color: var(--danger); }
.ledger { display: grid; gap: 2px; font-size: 0.92rem; }
.led-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 3px 0; }
.led-row span { display: inline-flex; align-items: center; color: var(--ink-2); min-width: 0; }
.led-row small { color: var(--muted); font-size: 0.75rem; margin-left: 6px; }
.led-row .op { font-style: normal; width: 14px; color: var(--muted); font-family: var(--font-num); }
.led-row b { font: 500 0.92rem var(--font-num); font-variant-numeric: tabular-nums; color: var(--ink); white-space: nowrap; }
.led-row.total { border-top: 1px solid var(--line); margin-top: 4px; padding-top: 8px; }
.led-row.total span { color: var(--ink); font-weight: 500; }
.led-row.total b { font-size: 1.02rem; }
.led-sub { text-align: right; color: var(--muted); font-size: 0.78rem; }
.neg { color: var(--danger) !important; }
.flowbar { display: grid; gap: 4px; }
.fb-row { display: grid; grid-template-columns: 30px minmax(0, 1fr); align-items: center; gap: 8px; }
.fb-l { font-size: 0.7rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.fb-track { height: 8px; background: var(--grid); border-radius: 4px; overflow: hidden; }
.fb { display: block; height: 100%; border-radius: 4px; }
.fb.in { background: var(--s-income); }
.fb.out { background: var(--s-expense); }
.cd-list { display: grid; border-top: 1px solid var(--line); }
details.cd { border-bottom: 1px solid var(--line); }
details.cd summary {
  list-style: none; cursor: pointer; display: flex; align-items: center; gap: 8px; padding: 10px 2px; font-size: 0.92rem;
}
details.cd summary::-webkit-details-marker { display: none; }
details.cd summary::before { content: "▸"; color: var(--muted); font-size: 0.75rem; width: 10px; transition: transform 120ms; }
details.cd[open] summary::before { transform: rotate(90deg); }
details.cd summary .mk { margin-right: 0; }
.cd-t { flex: 1; min-width: 0; color: var(--ink); font-weight: 500; }
.cd-t small { color: var(--muted); font-weight: 400; font-size: 0.78rem; margin-left: 4px; }
details.cd summary b { font: 500 0.9rem var(--font-num); font-variant-numeric: tabular-nums; white-space: nowrap; }
.cd-body { display: grid; gap: 2px; padding: 0 2px 10px 24px; }
.line { display: grid; grid-template-columns: minmax(0, 1fr) auto; column-gap: 12px; padding: 5px 0; border-top: 1px dashed var(--grid); }
.line:first-child { border-top: 0; }
.line .ln { color: var(--ink); font-size: 0.88rem; display: inline-flex; flex-wrap: wrap; align-items: center; gap: 6px; }
.line .lx { grid-column: 1; color: var(--muted); font-size: 0.78rem; font-variant-numeric: tabular-nums; }
.line .lx em { font-style: normal; color: var(--ink-2); }
.line b { grid-column: 2; grid-row: 1 / span 2; align-self: center; font: 500 0.88rem var(--font-num); font-variant-numeric: tabular-nums; white-space: nowrap; }
.line.shortfall .ln { color: var(--danger); }
.tag { font: 600 0.62rem var(--font-ui); letter-spacing: 0.05em; text-transform: uppercase; padding: 1px 6px; border-radius: 99px; background: var(--accent-soft); color: var(--accent); }
.tag.used { background: color-mix(in srgb, var(--s-expense) 18%, transparent); color: var(--ink); }
.cd-none { margin: 0; color: var(--muted); font-size: 0.82rem; padding: 4px 0; }
@media (max-width: 520px) { .calc-nav .btn span { display: none; } }
.chart-tools { display: flex; align-items: center; gap: 8px; }
.chart-tools .tip-pop { left: auto; right: 0; }
@media (prefers-reduced-motion: reduce) { * { transition: none !important; animation: none !important; } }

/* ---------- Account and sync (hosted version) ---------- */
.head-right { display: flex; align-items: center; gap: 8px; min-width: 0; margin-left: auto; }
.sync-chip {
  display: inline-flex; align-items: center; gap: 6px; font: 500 0.78rem var(--font-ui); white-space: nowrap; cursor: pointer;
  border: 1px solid var(--line); border-radius: 99px; padding: 4px 10px; background: var(--panel); color: var(--ink-2);
}
.sync-chip::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--muted); flex: none; }
.sync-chip.saved::before { background: var(--good); }
.sync-chip.saving::before { background: var(--accent); }
.sync-chip.error::before, .sync-chip.conflict::before { background: var(--danger); }
.sync-chip.error, .sync-chip.conflict { color: var(--danger); }
.sync-chip.prompt { color: var(--accent); border-style: dashed; border-color: var(--accent); }
.sync-chip.prompt::before { background: var(--accent); }
.sync-chip:hover { border-color: var(--accent); }
@media (prefers-reduced-motion: no-preference) {
  .sync-chip.saving::before { animation: pulse 1s ease-in-out infinite; }
  @keyframes pulse { 50% { opacity: 0.3; } }
}
.signin { display: grid; gap: 8px; }
.signin input { padding: 6px 8px; }
.oauth { display: flex; flex-wrap: wrap; gap: 8px; }
.oauth:empty { display: none; }
.oauth .btn { flex: 1; }
#signin-msg:empty, #acct-sync:empty { display: none; }
.acct-lead { margin: 0; }
.acct-who { margin: 0; font-size: 0.88rem; color: var(--ink-2); overflow-wrap: anywhere; }
.acct-who b { color: var(--ink); font-weight: 500; }
#acct-out, #acct-in { display: grid; gap: 10px; }
.confirm { display: grid; gap: 8px; padding: 10px; border: 1px solid var(--danger); border-radius: 6px; font-size: 0.84rem; color: var(--ink); }
.confirm p { margin: 0; }
.sync-banner {
  position: fixed; z-index: 60; left: 50%; transform: translateX(-50%); bottom: calc(env(safe-area-inset-bottom, 0px) + 16px);
  width: min(560px, calc(100vw - 32px)); display: grid; gap: 10px; padding: 12px 14px;
  background: var(--panel); color: var(--ink); border: 1px solid var(--accent); border-radius: 10px; box-shadow: 0 12px 36px rgba(0, 0, 0, 0.22);
}
.sync-banner p { margin: 0; font-size: 0.9rem; }
.sync-banner .toolbar { justify-content: flex-end; }
.foot-links { display: flex; flex-wrap: wrap; gap: 6px; justify-content: center; color: var(--muted); font-size: 0.8rem; padding-top: 8px; }
.foot-links a { color: var(--ink-2); }
@media (max-width: 560px) { .head-right { width: 100%; justify-content: flex-end; } }

/* ---------- Phone layout: header on top, one section at a time, tab bar at the bottom ---------- */
.mobile-bar { display: none; }
@media (max-width: 760px) {
  :root { --tabbar-h: 60px; }
  .wrap { padding: 0 14px calc(var(--tabbar-h) + 64px + env(safe-area-inset-bottom, 0px)); gap: 12px; }

  /* Header stays pinned at the top on every tab. */
  header.top {
    /* Above the bottom bar (35): the header's own popups (the app "i") open inside its layer. */
    position: sticky; top: 0; z-index: 40; margin: 0 -14px; padding: calc(env(safe-area-inset-top, 0px) + 8px) 14px 8px;
    /* Solid, not blurred: a backdrop-filter would trap the fixed bottom sheets of popups inside it. */
    background: var(--bg); border-bottom: 1px solid var(--line); flex-wrap: nowrap;
  }
  header.top > .head-tip { min-width: 0; flex: 1 1 auto; }
  h1 { font-size: 1.1rem; white-space: nowrap; min-width: 0; overflow: hidden; text-overflow: ellipsis; }
  .head-right { width: auto; gap: 6px; flex: none; }
  .plan-summary { display: none; }
  .settings-trigger { padding: 4px; gap: 4px; }
  .gear { width: 28px; height: 28px; }
  .gear svg { width: 18px; height: 18px; }
  .gear-label { display: none; }
  .sync-chip { padding: 5px 9px; font-size: 0.74rem; max-width: 42vw; overflow: hidden; text-overflow: ellipsis; }

  /* One panel at a time. */
  .layout { gap: 12px; }
  .layout .tab-panel { display: none; }
  .layout[data-tab="results"] #results,
  .layout[data-tab="savings"] #panel-savings,
  .layout[data-tab="flows"] #panel-flows { display: grid; }
  .layout[data-tab="results"] .inputs { display: none; }
  .layout:not([data-tab="results"]) .results { display: none; }
  section.card { padding: 14px; border-radius: 10px; }
  .card-head { align-items: flex-start; }
  .card-head h2 { font-size: 1.1rem; }

  /* Results: summary tiles two across, a shorter chart, the table one tap away. */
  .tiles { grid-template-columns: 1fr 1fr; gap: 8px; }
  .tile { padding: 10px 12px; }
  .tile .v { font-size: 1.08rem; }
  .chart-card { padding: 12px; }
  .chart-head { gap: 8px; }
  .legend { font-size: 0.78rem; gap: 4px 12px; }
  .chart-box { height: 300px; }
  .chart-tools { width: 100%; justify-content: space-between; }
  /* Year table: Year, Age, Net savings and the details button fit the screen; the details popup has the rest. */
  .table-scroll th:nth-child(3), .table-scroll td:nth-child(3),
  .table-scroll th:nth-child(4), .table-scroll td:nth-child(4) { display: none; }
  .table-scroll { max-height: none; }
  #table-body tr { cursor: pointer; }
  .table-scroll thead th { position: static; } /* a pinned header row would sit under the page header */
  #table-body td { padding-block: 10px; }

  /* Comfortable touch targets; 16px text stops iPhones zooming into fields. */
  input, select, textarea, .row-savings input, .row-flow input, .row-flow select, .set-grid input, .set-grid select,
  .flow-pop input, .signin input { font-size: 16px !important; min-height: 40px; }
  .flow-meta input[type="date"], .date-row input { min-height: 40px; }
  button.icon { width: 36px; height: 36px; }
  .opts-btn { width: 40px; height: 40px; }
  .kind-chip, .type-chip { min-height: 32px; }
  .mini { padding: 7px 12px; font-size: 0.8rem; }
  .info-btn { width: 26px; height: 26px; }
  button.btn.sm { padding: 8px 12px; font-size: 0.86rem; }
  .draw-list .mv button { width: 36px; height: 32px; }
  .seg button { padding: 9px 12px; }

  /* Savings rows: type and name, then the numbers under one small header. */
  .savings-cols { grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr) minmax(0, 0.8fr) 36px; }
  .list-head.savings-cols { display: grid; margin-bottom: -8px; }
  .list-head.savings-cols span:nth-child(1), .list-head.savings-cols span:nth-child(2), .list-head.savings-cols span:nth-child(6) { display: none; }
  .list-head.savings-cols span:nth-child(3) { grid-column: 1; }
  .list-head.savings-cols span:nth-child(4) { grid-column: 2; }
  .list-head.savings-cols span:nth-child(5) { grid-column: 3; }
  .row-savings .type-chip { grid-row: 1; grid-column: 1; }
  .row-savings .s-name { grid-row: 1; grid-column: 2 / 4 !important; }
  .row-savings .s-remove { grid-row: 1; grid-column: 4 !important; }
  .row-savings [data-k="balance"] { grid-row: 2; grid-column: 1 / 2; }
  .row-savings [data-k="growth"] { grid-row: 2; grid-column: 2; }
  .row-savings [data-k="tax"] { grid-row: 2; grid-column: 3; }
  .row-savings { row-gap: 6px; padding: 10px 0; }

  /* Expense and income rows: tag, name and buttons, then amount and frequency. */
  .flow-main { grid-template-columns: auto minmax(0, 1fr) 40px 36px; row-gap: 6px; }
  .flow-main .f-amount { grid-row: 2; grid-column: 1 / 3; }
  .flow-main .f-freq { grid-row: 2; grid-column: 3 / 5; width: auto; min-width: 112px; justify-self: end; }
  .flow-main .opts-btn { grid-row: 1; grid-column: 3; }
  .flow-main .f-remove { grid-row: 1; grid-column: 4; }
  .row-flow { padding: 10px 0; }

  /* Small popups become sheets that slide up from the bottom. */
  .tip-pop, .tip-pop.draw-pop, .flow-pop, .plan-tip .tip-pop, .chart-tools .tip-pop {
    position: fixed; left: 0; right: 0; top: auto; bottom: 0; width: auto; max-height: 75vh; overflow: auto; z-index: 80;
    border-radius: 14px 14px 0 0; border-bottom: 0; padding: 18px 16px calc(18px + env(safe-area-inset-bottom, 0px));
    box-shadow: 0 -12px 40px rgba(0, 0, 0, 0.28); font-size: 0.95rem;
  }
  .tip-pop::before, .flow-pop::before {
    content: ""; position: absolute; top: 7px; left: 50%; width: 36px; height: 4px; margin-left: -18px; border-radius: 2px; background: var(--line);
  }
  .tip-pop .icon { top: 10px; right: 10px; }
  .flow-pop-head, .draw-head { padding-right: 36px; }
  .draw-list { max-height: 45vh; }
  @media (prefers-reduced-motion: no-preference) {
    .tip-pop:not([hidden]), .flow-pop:not([hidden]) { animation: sheet-up 180ms ease-out; }
    @keyframes sheet-up { from { transform: translateY(24px); opacity: 0.6; } to { transform: none; opacity: 1; } }
  }

  /* Year details and import/export take the whole screen. */
  dialog.modal, dialog.modal.io {
    width: 100vw; max-width: 100vw; height: 100dvh; max-height: 100dvh; margin: 0; border: 0; border-radius: 0;
  }
  dialog.modal .dlg { height: 100%; max-height: 100dvh; padding-top: env(safe-area-inset-top, 0px); padding-bottom: env(safe-area-inset-bottom, 0px); }
  .dlg-head { padding: 12px 14px; }
  .dlg-body { padding: 12px 14px 20px; }
  .calc-nav .btn span { display: none; }
  #io-text { min-height: 40vh; }

  /* Settings: a side pane across most of the screen. */
  .settings-pane { width: min(380px, 92vw); z-index: 90; }

  /* Messages sit above the tab bar. */
  .toast, .sync-banner { bottom: calc(var(--tabbar-h) + 52px + env(safe-area-inset-bottom, 0px)); }

  /* Bottom bar: an outcome strip on the input tabs, then the tabs. */
  .mobile-bar {
    /* minmax(0, 1fr): without it the outcome text widens the whole bar past the screen. */
    display: grid; grid-template-columns: minmax(0, 1fr); position: fixed; z-index: 35; left: 0; right: 0; bottom: 0;
    background: var(--panel); border-top: 1px solid var(--line); box-shadow: 0 -6px 20px rgba(0, 0, 0, 0.06);
    padding-bottom: env(safe-area-inset-bottom, 0px);
  }
  .mini-outcome {
    display: flex; align-items: center; gap: 8px; width: 100%; min-height: 40px; padding: 8px 16px; cursor: pointer;
    border: 0; border-bottom: 1px solid var(--line); background: var(--bg); color: var(--ink); font: 500 0.84rem var(--font-ui); text-align: left;
  }
  .mini-outcome::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--muted); flex: none; }
  .mini-outcome.ok::before { background: var(--good); }
  .mini-outcome.warn::before { background: var(--danger); }
  .mini-outcome .mo-main { flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
  .mini-outcome .mo-go { color: var(--accent); font-size: 0.78rem; white-space: nowrap; }
  .tabbar { display: grid; grid-template-columns: repeat(3, 1fr); height: var(--tabbar-h); }
  .tabbar button {
    position: relative; display: grid; justify-items: center; align-content: center; gap: 3px; border: 0; background: transparent;
    color: var(--muted); font: 500 0.72rem var(--font-ui); cursor: pointer; padding: 6px 4px;
  }
  .tabbar button svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
  .tabbar button[aria-selected="true"] { color: var(--accent); }
  .tabbar button[aria-selected="true"]::after {
    content: ""; position: absolute; top: 0; left: 28%; right: 28%; height: 3px; border-radius: 0 0 3px 3px; background: var(--accent);
  }
  .tabbar button:focus-visible { outline: 2px solid var(--accent); outline-offset: -4px; }
  .tab-count {
    position: absolute; top: 6px; left: calc(50% + 8px); min-width: 17px; height: 17px; padding: 0 4px; border-radius: 99px;
    background: var(--accent-soft); color: var(--accent); font: 600 0.64rem/17px var(--font-num); text-align: center;
  }
  .tab-count:empty { display: none; }
  .foot-links { padding-bottom: 4px; }
}

/* Single-column grids are capped at their container's width; with an automatic column,
   a text field's natural width could push the page wider than a phone screen. */
.wrap, .inputs, .results, section.card, .chart-card, .row-flow, .cd-body, .calc-summary { grid-template-columns: minmax(0, 1fr); }

/* Automatic-backup note in Settings → Account */
.backup-note { display: grid; gap: 8px; padding-top: 4px; border-top: 1px solid var(--line); }
.backup-note .hint { margin: 0; }
.backup-note .btn { justify-self: start; }

/* ---------- Installable app and updates ---------- */
.app-info { display: grid; gap: 6px; }
.app-info .hint { margin: 0; }
.app-info .btn { justify-self: start; }
#app-version { font-variant-numeric: tabular-nums; }
.update-bar {
  position: fixed; z-index: 65; left: 50%; transform: translateX(-50%); bottom: calc(env(safe-area-inset-bottom, 0px) + 16px);
  width: min(520px, calc(100vw - 32px)); display: flex; align-items: center; gap: 10px; padding: 10px 10px 10px 14px;
  background: var(--panel); color: var(--ink); border: 1px solid var(--accent); border-radius: 10px;
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.22); font-size: 0.9rem;
}
.update-bar span { flex: 1; min-width: 0; }
@media (max-width: 760px) {
  .update-bar { bottom: calc(var(--tabbar-h) + 52px + env(safe-area-inset-bottom, 0px)); }
}
/* Installed app: no browser bar above, so the pinned header clears the status bar itself (already
   padded by the safe-area inset); nothing else changes. */
@media (display-mode: standalone) {
  .foot-links { padding-bottom: 8px; }
}